Investing in Mutual Funds Lincoln NE

How does a mutual fund work in Lincoln? For example, let’s assume you are contributing a certain percentage of your paycheck to your retirement fund. The manager of the fund utilizes the contributions from all employees and invests in stocks and bonds.

Robert E Downey, CFP®
(402) 479-1243
1248 O St Ste 1100
Lincoln, NE
Firm
Morgan Stanley Smith Barney
Areas of Specialization
Comprehensive Financial Planning, Education Planning, Long-Term Care, Retirement Income Management, Retirement Planning, Wealth Management, Young Professionals
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $250,001 - $500,000

Profession: Self-Employed Business Owners

Data Provided by:
Mr. Robert B. Lau, CFP®
(402) 420-8500
1248 O St Ste 890
Lincoln, NE
Firm
D. A. Davidson & Co
Areas of Specialization
Investment Management
Key Considerations
Average Net Worth: $1,000,001 - $5,000,000

Average Income: $100,001 - $250,000

Profession: Not Applicable

Data Provided by:
Mr. Steven R. Tonkin, CFP®
(402) 483-6661
5625 O St
Lincoln, NE
Firm
Woodbury Financial
Areas of Specialization
Asset Allocation, Charitable Giving, Education Planning, Estate Planning, General Financial Planning, Insurance Planning, Retirement Income Management
Key Considerations
Average Net Worth: $100,001 - $250,000

Average Income: Not Applicable



Data Provided by:
Mr. Ken W. Koop Jr., CFP®
(402) 474-2400
1248 O St
Lincoln, NE
Firm
Morgan Stanley Wealth Management
Areas of Specialization
Asset Allocation, Comprehensive Financial Planning, Education Planning, General Financial Planning, Retirement Income Management
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $250,001 - $500,000

Profession: Service Professionals

Data Provided by:
Michael T. Johnson, CFP®
(402) 466-3400
6940 O St Ste 300
Lincoln, NE
Firm
Executive Wealth Management

Data Provided by:
Forrest Patrick Anderson, CFP®
1248 O St Ste 1100
Lincoln, NE
Firm
Morgan Stanley Smith Barney

Data Provided by:
Mr. Matthew R. Kleager, CFP®
(402) 476-3000
1225 L St Ste 200
Lincoln, NE
Firm
SMITH HAYES Financial Services
Areas of Specialization
Asset Allocation, Budget Development, Comprehensive Financial Planning, Debt Management, Education Planning, Employee and Employer Plan Benefits, Estate Planning
Key Considerations
Average Net Worth: $500,001 - $1,000,000

Average Income: $50,001 - $100,000

Profession: Not Applicable

Data Provided by:
Mr. Aaron Philip Sipherd, CFP®
(402) 488-5656
8055 O Street
Lincoln, NE
Firm
Sipherd Wealth Management LLC
Areas of Specialization
Asset Allocation, General Financial Planning, Investment Management, Investment Planning, Retirement Planning, Wealth Management

Data Provided by:
Adam Mach, CFP®
(402) 484-7538
1001 S 70th St Ste 102
Lincoln, NE
Firm
Waddell & Reed
Areas of Specialization
Asset Allocation, Business Succession Planning, Charitable Giving, Comprehensive Financial Planning, Estate Planning, General Financial Planning, Insurance Planning
Key Considerations
Average Net Worth: Not Applicable

Average Income: Not Applicable

Profession: Not Applicable

Data Provided by:
Ms. Sheryl L Laduke, CFP®
(402) 465-3815
6940 ""O"" Street
Lincoln, NE
Firm
RBC Wealth Management

Data Provided by:
Data Provided by:

Investing in Mutual Funds

With the current volatility of the stock market you may be wondering if you should invest in mutual funds. If you are currently contributing to a 401K through your employer and you’ve had an opportunity to select the type of investment, the quarterly updates you receive clearly explain how your investment has been holding up.

How does a mutual fund work? For example, let’s assume you are contributing a certain percentage of your paycheck to your retirement fund. The manager of the fund utilizes the contributions from all employees and invests in stocks and bonds. If the stock market is up, chances are you are receiving a good return on your investment. If not, the opposite is true.

Successfully investing in mutual funds is dependent upon the portfolio or types of stocks and bonds purchased. For example, if you take a look in your local newspaper in the stock market section and look for Mutual Funds, you may notice a company name followed by a number. The number is listed under NAV.

What is NAV? NAV means Net Asset Value. This is the price for which shares are bought and sold. So, if the NAV price is $8.00 and the portfolio has one million shares, then the stocks and bonds would be worth eight million dollars.

While there are many types of mutual funds, it takes a great deal of reading and research to understand what they are and how investing in them would create a successful portfolio. Some of the types of funds include value funds, growth funds, growth and income funds, equity income funds, and balanced funds.

More familiar funds in this category would consist of sector funds. These are shares in companies in a specific sector such as health, energy, or technology. Index funds are those shares purchased through Standard & Poor 500.

Investing in mutual funds is a good idea as long as the manager seeks to diversify the portfolio by purchasing shares in stocks, bonds, and securities. If you work for a company that offers a retirement plan, you can easily check the type of investments they are making on your behalf.

As far as investing in mutual funds on your own is concerned, the best advice would be to seek a financial advisor who can determine if this is a good time to invest, and who will explain the difference between the funds and which one would be financially worthwhile.

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