Investing vs Speculating Lincoln NE

Some view investing in stocks in Lincoln, bonds and other investments as nothing more than gambling. Others see it as a smart strategy for making your money work for you. Who’s right? It depends on your approach.

Christopher M. Collins (RFC®), CFP, CLU, MSFS
(402) 438-5500
2200 Fletcher Ave., Suite 100
Lincoln, NE
Company
Tomorrow's Money
Qualifications
Education: AA, BA, MS
Years of Experience: 37
Membership
IARFC, SFSP
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Retirement Planning, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Compensation Plans

Data Provided by:
Mr. Scott C. Taylor (RFC®), CHFC, CLU
(402) 571-1505
7216 Graceland Drive
Omaha, NE
Company
Midwest Capital
Qualifications
Education: BBA, CLU, ChFC
Years of Experience: 28
Membership
IARFC, MDRT, SFSP, NAIFA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Trustee Service, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Seminars Work, Employee Benefits, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Medical Insurance, Group Insurance, Charitable Planning, Education Plan, Healthcare Accounts, Charitable Foundations, Asset Protection, BuySell, Compensation Plans

Data Provided by:
Mr. Frank C. Bogacz (RFC®), EA
(402) 551-3423
4715 S. 80th Street
Omaha, NE
Company
Bogacz Tax and Financial Services
Qualifications
Years of Experience: 22
Membership
IARFC
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Retirement Planning, Tax Planning, Tax Returns, Seminars Work, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Long Term Care Insurance, Compensation Plans

Data Provided by:
Morgan Stanley
(888) 473-2100
1248 O Street Ste 1100
Lincoln, NE
 
Edward Jones
(888) 891-1467
11532 Willow Park Dr # 600
Gretna, NE

Data Provided by:
Morgan Stanley
(888) 473-2100
1248 O Street Ste 1100
Lincoln, NE
 
Christopher M. Collins (RFC®), CFP, CLU, MSFS
(402) 438-5500
2200 Fletcher Ave., Suite 100
Lincoln, NE
Company
Tomorrow's Money
Qualifications
Education: AA, BA, MS
Years of Experience: 37
Membership
IARFC, SFSP
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Retirement Planning, Stocks and Bonds, Mutual Funds, Annuities, Life Insurance, Disability Income Insurance, Long Term Care Insurance, Compensation Plans

Data Provided by:
Mr. Chris E. Nelson (RFC®), CFP
(308) 632-7587
1701 First Avenue
Scottsbluff, NE
Company
Valley Financial Planning
Qualifications
Education: University of Nebraska-LincolnThe Metropolitan State College of Denver, CO
Years of Experience: 16
Membership
IARFC, FPA
Services
Invoice, Estate Planning, Business Planning, Portfolio Management, Pension Planning, Executive Compensation Planning, Retirement Planning, Tax Planning, Employee Benefits, Stocks and Bonds, Mutual Funds, CD Banking, Annuities, Life Insurance, Long Term Care Insurance, Education Plan, Compensation Plans

Data Provided by:
Morgan Stanley
(800) 755-1557
1125 South 103Rd St. Suite 500
Omaha, NE
 
Wells Fargo Advisors
(402) 496-9700
13330 California St
Omaha, NE

Data Provided by:
Data Provided by:

Investing vs Speculating

Some view investing in stocks, bonds and other investments as nothing more than gambling. Others see it as a smart strategy for making your money work for you. Who’s right? It depends on your approach.

These days it’s no secret that practically all investments carry some degree of risk. Stocks can lose value, or their issuers could stop paying dividends. Bonds may not be repaid as agreed. That’s why it’s so important to thoroughly research any investment you make.

But some investors prefer to buy and sell attractive stocks in the hope that they will increase in value. If this works, it can bring them a nice return in a short time frame. If it doesn’t, they could lose big. Trading in this manner is known as speculating.

Investing in its truest sense is putting money into something and leaving it there for the long term. By using this technique with stocks, investors can collect dividends. While one dividend payment may not amount to much, dividends are usually consistent over time. They are usually even paid when the company experiences a downturn. Over several years, an investor that sticks with a reliable dividend-paying stock will almost always come out ahead.

Another component of a sound long-term investment strategy is diversification. While speculators often invest all of their money in one market sector, savvy investors know that spreading their investments out is far less risky. The various investments balance each other out, so while some investments may lose money, the gains of others tend to make up for it.

Speculators, on the other hand, tend to invest heavily in one market or market sector that is showing an upward trend. While this sometimes works out well, one must sell at just the right time to make a profit. This means looking for signs that the market in question is at its peak, and that’s not always easy to do. Often speculators wait too long, and the market turns around before they have time to sell. This can result in substantial losses.

Despite all the risks, speculating is alive and well. Those who use such strategies are usually looking for a way to turn a quick buck, rather than investing wisely and reaping the rewards later. But as with any get rich quick scheme, speculating has a tendency to blow up in one’s face.

Investing is a complex game, and it requires a great deal of patience. You may not see returns right away, but if you do your homework and choose solid investments, you can make profit in the long run. Speculating is more like taking your money to the casino. You might get lucky at first, but if you continue, the odds are not in your favor.

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